Monthly income after tax and national insurance

1st salary

2nd salary

Other income

Total income available

Regular monthly expenses:
(which should include an approximate monthly equivalent for anything that is paid for annually or quarterly)

Money matters

Ground rent

Maintenance charges

Credit cards and other loans

Other rental/HP agreements

Contribution to pension fund

Rainy day savings contributions

Household & mortgage payment protection insurance

Subtotal

Household expenses

Food

Household goods

Toiletries

Home improvements

Clothes

Dry cleaning and laundry

Gas

Electricity

Water

Telephone

Council tax

Subtotal

Health

Prescriptions

Eye care products

Health insurance

Life assurance and protection products

Subtotal

Travel

Public transport

Car tax

Car insurance

Car maintenance

Petrol/diesel

Subtotal

Children's education

School fees

School meals

School uniform and equipment

School trips

Baby-sitter nursery

Subtotal

Leisure, hobbies and interests

Holidays

Gym or club membership

TV rental and license

Theatre, cinema and restaurants

Garden, sports and hobbies

Pets - food, vets fees, kennels

Smoking

Drinking

Computer equipment

Subtotal

Total income

Total expenses

Total net monthly income available