Interactive Calculators: Compare 2 Mortgages

It is not usually easy to accurately compare mortgages that have different interest rates, introductory offers, application fees, cashback amounts and other such intricacies. However, if you have all of the details regarding two mortgage schemes, this calculator does all of the maths for you. Simply fill in all of the required fields below and this calculator will work out the internal rate of return of the two scheme, as well as the APR.

Both the Internal Rate of Return and the Annual Percentage Rate give an annual interest rate which accurately reflects every payment made on the loan, including fees and costs. The main difference between APR and the Internal Rate of Return, is that APR is always measured over the full life of a loan term, whereas the Internal Rate of Return allows you to compare the products over any length of time. This is more suitable when you consider that the average life of a mortgage is only 6 or 7 years.

Initial Costs

Check the boxes to add these initial costs to the loan. Leave blank to pay them up front.

Enter any initial refunds

Enter any monthly costs

Enter any redemption fees

Monthly payments & IRR





Welcome! Register or Login for the best international property experience.
Welcome Back ! Access your profile, saved searches, property shortlist, and more! Logout