Windermere after the flooding caused by Storm Desmond Photo: Andrew Gustar
The UK government is planning to build thousands of new homes in flood risk areas, according to new research by Greenpeace.
Nearly half the areas earmarked for fast-tracked housing development by a flagship government scheme are at “significant risk”, found the report, making thousands of new homes potentially uninsurable.
Earlier this year, the Chancellor announced a flagship housing scheme which saw 20 brownfield sites around the country designated as new Housing Zones, with local councils given access to money and experts to expedite the building process.
Greenpeace UK researchers used details obtained through Freedom of Information requests to plot the location of these housing zones, and cross-referenced this with flood risk maps from the Environment Agency. They found around nine of the 20 zones, comprising a total of 9,000 planned new homes are in areas now identified as being partially or fully at risk from flooding. Under the terms of a new government flood-insurance scheme soon to be implemented, these properties would be excluded from cover. This would leave homeowners reliant on commercial insurers who may choose not to insure homes built in flood zones, or do so at prohibitively expensive rates.
A spokesperson for Flood Re confirmed to Greenpeace that ‘properties built from 2009 onwards’ in flood-risk areas are still excluded from the government scheme, adding: “It would be irresponsible to incentivise developers to build in such areas simply because those properties could have their insured flood risk ceded to Flood Re.”
Greenpeace UK chief scientist Dr Doug Parr says the findings raise questions about the goverment’s approach to flood risk management amid growing controversy over delays in the construction of flood defences for existing homes in areas hit by flooding in Cumbria and Lancashire.
“The current flood emergency isn’t even over yet, and the government is already storing up the next one,” he argues. “Rushing to build thousands of new homes in flood-risk areas whilst at the same time cutting flood protection staff is a recipe for disaster. David Cameron’s lofty rhetoric at the UN climate summit is helpful, but if he’s serious about protecting Britain from the impacts of climate change, these words need to translate into climate-savvy policies on the ground.”